Payment Options

Hawaii Dental Clinic strives to offer affordable care to Lanai’s residents so we try to ease financial strain by accepting all major credit cards and all major dental insurance. We also offer a payment membership plan for those without dental insurance.


Dental Insurance

Hawaii Dental Clinic accepts all major dental insurance. . The most common Hawaii dental insurance carriers include HDS, HMSA, and HMAA. The most common national dental insurance carriers include Delta Dental, United Concordia, and US Life. We also accept many other dental insurance providers for all forms of dental treatment.  A partial list of the Dental Insurance we accept at our dental practice includes:

  • HDS
  • HMAA
  • HMSA
  • Aetna
  • Anthem
  • Blue Cross / Blue Shield
  • Cigna
  • Delta Dental
  • Encore Dental
  • Guardian
  • Humana
  • MetLife
  • United Concordia
  • U.S. Life

Please be aware that all patients are responsible for full payment once treatment has started. Therefore it is in your best interest to have your insurance card and insurance information verified by our professional staff prior to beginning any course of treatment.

Call 808-565-6418 to have your insurance verified by our office staff over the phone.


GOLD Membership Plan

In our unique reduced fee membership agreement , individuals, families, and small businesses can receive comprehensive dental services from Hawaii Dental Clinic offices at competitive prices. In the annual agreement, there is a low monthly cost of $19 for one member plus $10 more for each dependent that is included in the plan.

The Membership provides the following services at NO CHARGE with NO ANNUAL LIMIT: exams, most x-rays, local anesthetics, follow-up care, consults and covered preventive services. Also at NO CHARGE: two simple teeth cleanings per year and one full-mouth x-ray series every three years. Additional procedures are provided at significantly reduced rates.

Come by the office to pick up a Member Enrollment Form and see the Reduced Fee Schedule (discounted procedure rates available for GOLD members).


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Lanai Dentists